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DC Is Among The Worst When It Comes To Uninsured Motorists

February 26, 2026
DC Is Among The Worst When It Comes To Uninsured Motorists
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Almost 25% of drivers in the nation’s capital are on the road without insurance, that’s third worst in the country, according to a study by U.S. News and World Report.

Elsewhere in the D.C. region, it’s still not great, but not quite as bad as in the District.

Rachael Brennan, the study’s author, said Maryland ranked 14th in the country when compared against other states. About 17% of Maryland drivers are on the road without insurance.

Virginia is in the middle of the pack at 23rd in the country with just under 13% of drivers uninsured, Brennan said.

Brennan said that the reason so many drivers go without insurance is because of money. While the cost of car insurance in D.C. is average, “the cost of living in D.C. is significantly higher, especially the cost of housing in D.C. is 148% higher than the national average.”

Click here to read the rest of the article written by Steve Karesh over at WTOP

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